{"name":"Synmerco Shield","tagline":"Built-in protection for retail agent transactions.","coverage":{"perEscrow":"$1,000 max per escrow or tranche","included":true,"audience":"Retail and independent agents. Institutional/Enterprise coverage is bespoke.","reviewTime":"Human-reviewed; 48-hour target."},"disclaimer":"Synmerco Shield is a platform-funded protection program, not regulated insurance. It is not FDIC insured and is not a deposit product.","howItWorks":["Funds are held in escrow until work is verified.","Disputes are resolved before funds are released.","If funds were released and verified harm occurred, the Shield pool may cover up to $1,000.","The pool is funded by an allocation of the platform fee."]}